Purpose-built for Australian commercial property strategy. Enter the essentials: annual net rent, cap rate, LVR, and lease expiry. See your yield, cashflow, and the rent step-up at lease review, the moment that shifts your trajectory. If you then decide to buy it, load the property into your tracker for full DD, market data, and 30-year projections.
Inputs
Property + purchase
$
$
%
%
%
yrs
Rent trajectory
%
Y
%
The value piece. A commercial lease review at option exercise typically resets rent to market. That step-up is often the single biggest driver of return. Move the sliders and watch how the trajectory shifts.
Acquisition costs
$
$
$
Growth assumption
%
Cap rate
6.5%
Rent / Purchase
Y1 cashflow
$10,750
After interest
Cash-on-cash
3.2%
Y1 return / cash in
Total cash in
$299k
Deposit + costs
End-of-term value
$1.26M
Y10 estimate
End-of-term equity
$666k
Value less loan
Annual net rent trajectory
The step at lease expiry reflects rent reset to market at option exercise.
Net rentInterest cost
Rent trajectory events
How this compares
Your inputs plotted against typical Australian commercial ranges. The dark line is the AU commercial benchmark. Numbers only. What that means for your decision is between you and your team.
Cap rate6.5%
4%AU commercial 6.5%10%+
Y1 cash-on-cash+3.2%
-5%Breakeven 0%+10%
Growth assumption4%
0%AU commercial 3.5%8%+
See the full 30-year picture
This calculator shows Y1 numbers. StratMap models 30 years across residential + commercial, tax, lease step-ups, and portfolio interactions. Free.
The tool models. Not financial advice. Cap rate, cashflow, and end-of-term projections are estimates based on your inputs. Real transactions depend on lease terms, tenant covenants, condition, tax position, and finance approval. If you decide to progress on a specific property, load it into your tracker for full DD, market data, and 30-year modelling.