Australian-built · Free to start · 60-second setup
Whether it’s your first investment or your fifth, StratMapis here to guide your next best move.
StratMap is the strategy tool for Australian property investors at every stage. Track your real portfolio in one place. Model the next buy, refinance, sell-down, or commercial pivot. Watch every scenario play out under real 2026 Australian tax. First-timers use it to build their opening move. Established investors use it to check every next step.
Watch: What is StratMap?
60 seconds · James walks through the three pillars · landing here soon
Free to use. Your portfolio data stays on your device. Nothing to install.
Which stage are you?
Most property advice is one size fits all. Your situation isn’t.
The industry defaults to “buy this suburb, save the deposit, see what’s next.” Real property strategy adapts to where you are. And where you are is one of four stages every serious investor moves through. StratMap knows which one you’re in, the paths ahead, and what each one takes.
Stage 1
Anchor
Pre-purchase or PPOR only
Build your foundation. Save the deposit. Model your first move. See how the numbers work before you commit.
Stage 2
Expansion
First investment property owned
Working toward property 2. Serviceability, equity release, timing. Every scenario modelled under real Australian tax.
Stage 3
Balance
2 to 3 properties, refining strategy
Balance growth and cashflow. Model the next 2 or 3 purchases. Prepare for the commercial pivot.
Stage 4
Consolidation
4+ properties, harvesting equity
Debt reduction. Equity harvesting. Commercial pivot. Prepare for the finish line, whatever that looks like for you.
The actual tracker
A strategist in your pocket.
This is the real thing, not a mockup. Map mode tracks your actual portfolio. Model mode builds scenarios that never touch the record. Match runs down the right edge, inside both.
Map mode
Your real portfolio. Log valuations, rent, loan balances. Every change updates the record.
Model mode
Build scenarios without touching your tracked numbers. The banner up top keeps the two worlds separate.
Match
The blue tab on the right edge. Valuations matched to the properties you own, suburbs matched to the scenarios you test.
Enter your properties, salary, savings, super, everything. Watch your true position materialise under real Australian tax. Real brackets and real state stamp duty, not averaged rules of thumb. The same engine a licensed BA uses to price a $2M portfolio.
Net worth, equity, cashflow, borrowing capacity, tracked live.
Real ATO tax brackets, real state stamp duty, real depreciation schedules.
2026 reform position coded end-to-end. Know where you sit before 1 July 2027.
Log valuations, rent, loan balances. Every update sharpens the picture.
Your position · live
NET WORTH
$2.14M
EQUITY
$820k
ANNUAL CASHFLOW
+$18k/yr
STAGE
Balance
3 PROPERTIES TRACKED
PPOR · Newport VIC$820k
IP #1 · Ballarat VIC$685k
IP #2 · Ipswich QLD$635k
Pillar 02 · Model
Start from the goal. Work backwards.
Set the goal, and the model shows the sequence that reaches it. Then test every next move before you commit. Add a proposed property. Test a refinance. Trigger a sell-down. Watch your 30-year trajectory shift in real time. See exactly what year your goal hits, and what needs to change to bring it forward.
30-year portfolio projection. Not a rough estimate.
Two-trajectory chart: current path vs with your next buy.
Refinance, sell-down, commercial pivot, subdivision. All modelled honestly.
Save scenarios. Review every six months. Compare year over year.
Two futures, side by side · modelled
SCENARIO A
2 residentials by 2032
Equity 2046: $2.41M
SCENARIO B
Commercial pivot 2028
Equity 2046: $2.63M
Adding an IP in Ballarat East in 2028 brings your equity goal forward by 3.5 years.
Pillar 03 · Match
Match your best next move.
Match runs across both. In Map, it matches valuations, comparable sales, and property reports to your owned properties. In Model, it matches suburbs and property strategies to your scenarios. Every Australian suburb searchable, 8,000+ with investment-grade data from 15,000+ processed. Suburbs with too few sales to be reliable are deliberately left out. If we cannot back a number, we do not show it. Filtered to your specific strategy, not generic best-picks. And when a sales pitch promises 8% growth, you can model the claim honestly before you sign anything.
Filter by growth, yield, vacancy, affordability, cycle position.
Strategy-fit radar shows which suburbs match YOUR brief.
Deep-dive any suburb on demand. Full report with pros, cons, strategy fit.
Suburbs matched to your strategy
The radar lays a suburb’s profile over your strategy. The closer the two shapes, the better the fit.
Your strategy
Ballarat East
Fit is read straight off the overlay, axis by axis. No invented scores.
Ballarat East, VIC
Strong fit
6.5% growth4.8% yield1.2% vac
Ipswich, QLD
Strong fit
7.1% growth5.2% yield0.9% vac
Woodroffe, NT
Partial fit
8.5% growth6.9% yield1.8% vac
Filtered to Balance stage · growth-tilt · VIC/QLD preferred
Deep-dive reports
When you’re serious about a suburb, go deep.
A full report on any covered suburb, 8,000+ with investment-grade data. Not covered yet? Request it from inside the tracker and we will tell you when it lands. Three-year modelled projections, market cycle position, per-bedroom medians, nearby comparables, vacancy and days on market, and a fits-your-strategy verdict against your own brief.
$10 a report4 included with Paid12 for $79All 81 LGA reports free
Fits your strategy · Growth-tiltModelled, not guaranteed
The buy signal
Know the moment you’re ready to move again.
The tracker shows the year your equity crosses the deposit line for the next purchase. Modelled from your actual numbers, and it updates every time you log a valuation or pay down a loan.
Crosses the Stage 3 deposit line in March 2028 at current paydown and growth settings.
Equity $820kDeposit needed $130k
See it in action
Your goals, getting closer.
A goal line that moves toward you as you log real progress. Milestones that tick off as life happens.
The year your goal lands
Green is your modelled equity. The dashed amber line is your goal. Where they cross is your year.
Passive income goal$150k/yr
Modelled landing year2036
Brought forward by Stage 3 purchase3.5 years
Modelled, not guaranteed. The year moves as your real numbers move.
Milestones on the way
Green ticks are history you have logged. Grey is what the model expects next.
Tracker set up · 2023
Position mapped, goal locked
First IP settled · 2024
Ballarat VIC, on brief
Equity passes $250k · 2026
Logged at the last valuation
Deposit ready for IP 2 · 2028
Next up, modelled
$150k passive · 2036
The goal
Fair questions
Asked before you had to.
Don’t spreadsheets already do this?
A spreadsheet holds numbers. It does not re-model 30 years of tax, serviceability and CGT every time one number changes. StratMap does, on every keystroke. And you cannot break it.
Why is it this cheap?
The session a buyers agent runs with this framework costs $2,000 to $5,000, and it is a snapshot of one afternoon. StratMap is $75 for the first year because software scales and snapshots do not. The first 100 users lock $49 a year for life.
Is this financial advice?
No. StratMap models, it never advises. The model shows what is possible. Your accountant owns tax, your broker owns lending, your planner owns the wider wealth strategy. The tool is built to make those conversations sharper, not to replace them.
Free to use. Nothing to install. Your data stays on your device unless you choose to send it. Book a strategy session only if the numbers make it worth a conversation.
